Free ebook, How to Buy a Home with NO MONEY DOWN

Craig's RealTeam is giving away our best real estate secrets in this Free E-Guide:

How to Buy a Home with NO MONEY DOWN

How to Buy a Home with No Money Down is a booklet delivered by email revealing dozens of:

government, private and banking sources for loans, grants (that you NEVER REPAY), and many other creative strategies to help you buy a home with no money down or no money out-of-pocket.

The thousands required as a down payment to buy real estate is a stumbling block to many people who otherwise can afford the monthly payment.

But you can use these programs, strategies, and tips to buy a home to live in or as an investment. In fact, I've seen the strategies we lay out in this book sold in a course about real estate investing sold for around $200.

Over the years, I've read many such courses, participated in 100s of real estate deals, and learned all the insider ways to purchase real estate. (If you know of one that is not covered in this guide, please email it to us – we'd love to know what it is!)

This e-guide covers them all; from FmHA low income loans, to kiddie condo loans, Ameridream down payment grants, interest-only loans, specific second and wraparound mortgage types, and much more.

We give away details and contact information that took us years to uncover and compile.

Click here to claim your free copy now—use it to make your first million in real estate investing in 2007. Or, use it to buy your first dream home.

Best Regards,

Craig Emmerich

Team Leader

Craig's RealTeam

PHONE: 252.649.0046

FAX: 252.514.2233

EMAIL: info@realteamnc.com

Craig's RealTeam, Keller Williams New Bern Center, 2117 S. Glenburnie Road, New Bern, NC 28562. Call us TOLL FREE at 1.877.367.6321.

"Your neighborhood real estate specialists"

We'd love to show you any home for sale in New Bern or to help you sell your Craven County real estate! Click here to search available New Bern NC real estate for sale.

Just for our friends - Browse our inventory of FREE BOOKS, REPORTS & "stuff."

New Bern NC Home builders and 2007 Parade of Homes

Raising Money for The American Cancer Society

My team and I enjoy participating in community events as much as possible. In March, we participated in Craven County's Home and Garden Show. We set up a booth with an "angel tree." Thank you so much to all of you who donated $5 to The American Cancer Society and received your own handcrafted angel art. Craig's RealTeam raised $255.00 through our angel tree project and we know it goes to a great cause.

Relay for Life® Angel Art

Keever Carpenter, Craig's RealTeam buyer specialist, participates as a walker in the American Cancer Society's annual Relay for Life®. She also serves on the Neuse River Area Association of Realtors Relay for Life committee. This is one of the annual charitable events that Keever supports. Craven County's Relay for Life will be held April 28, 2007 at Grover C. Fields Middle School. Relay "gives you the power to help in the fight against cancer. By joining together as volunteers and donors, our efforts help the American Cancer Society strive toward a future where cancer doesn’t take the lives of our friends and family." Sign up to become a part of Relay for Life or get more information.

We still have many of these collectible one-of-a-kind angel figurines and will be more than happy to send you one for a $5 donation. These angels are hand crafted one at a time by a Virginia artist. They come with a patriotic ribbon or a clear thread attached so you can hang them anywhere… on your rearview mirror, on your Christmas tree…Click here to send me an email expressing your interest in the angel/American Cancer Society donation or give me a call at 252-649-0046.

2007 Spring Craven County New Bern Home Builder's Annual Parade of Homes

Coming up on the weekends of April 21st and 22nd as well as April 28th and 29th, Craig's RealTeam will have booths set up at 2007 Spring Craven County New Bern Home Builder's Annual Parade of Homes.

I invite you to come out and participate in this free event. If you're not familiar with the Parade of Homes, the idea is that newly constructed homes built by area builders all have an "open house" so you can tour the homes and premises. You go from home to home to view the wide variety of properties available on the market today. Builders compete with each other in these homes, because several lucky companies will receive 1st, 2nd and 3rd place awards. These awards are coveted by area homebuilders because they indicate the home is exceptional based on various stringent criteria.

Viewing the homes is a great way to explore contemporary home styles; to stay abreast of what area builders are doing; and to catch a glimpse of future interior decorating trends. It's also a great social event, with opportunities to meet home and garden industry experts, landscape designers, real estate professionals, and construction firm owners, as well as your neighbors from Craven County and visitors from out of town.

You're likely to encounter surprise features in plumbing, lighting, flooring or architectural and interior design. You'll discover what the current real estate market climate is. You may even locate your dream home as the properties on display will include some of the most contemporary and luxurious features available. Certainly, it is an excellent way to compare home and garden features, prices, quality and to add to your knowledge about our area.

I hope to see you at 2007 New Bern Craven County Home Builders Association Spring Parade of Homes in April. I am sure you'll have a great time. You'll find Craig's RealTeam booths and staff in front of Neuse Builders' Arbor Green Way development and at the Mandi Johnson exclusive entry, The Cottages at Lake Elizabeth in Fairfield Harbour.

Neuse Builders of New Bern Inc. - New Bern NC Home Builder

Neuse Builders of New Bern Inc. is one of Craven County's most respected, experienced and well-established home builder and development firms, with their excellent craftsmanship evident throughout New Bern NC, Havelock NC and Craven County's most prestigious neighborhoods. Neuse Builders Contact Information: 3950 Martin Luther King Jr Blvd. • New Bern • NC • 28562 • (252) 671 -3126.

Among the distinguishing features of the exclusive collection of duplex town homes in Arbor Green Way are granite countertops, ceramic tile in the kitchen and dining room, Maytag appliances, three bedrooms, two and one-half baths on two levels, a privacy fenced courtyard, and more. Situated in the sought-after Ben Quinn School district, these homes feature 1,351 heated square feet of stylish living. Read more about Arbor Green Way online at this link. Should you wish to view the available properties prior to the Parade of Homes, please give me a call and I'll arrange a private tour for you.

Mandi Johnson, Johnson Homes - New Bern NC home builder

Mandi Johnson of Johnson Homes has a notable reputation as a home builder in Craven County. Mandi is distinguished in Craven County's history as a) one of the few female construction company owners in the state, and b) the first female to serve as President of Craven County Homebuilder's Association. Those distinguished achievements are augmented by the exceptional quality craftsmanship that Mandi oversees in her construction firm's projects.

"Johnson Homes builds houses the old-fashioned way…by hand," says Mandi. Our team "takes a hands-on approach to building every one of our custom homes." Per Mandi, personally managing each phase of the construction is the key to the award-winning success of Johnson Homes. Read more online at http://www.johnsonhomesnc.com/ or call Johnson Homes direct at 252.633.2947.

Check out 115 Argosy Drive in Fairfield Harbour, which is Mandi's fine craftsmanship on display--on the shore of serene and beautiful Elizabeth Lake! This home is featured in the 2007 Parade of Homes: http://www.115argosydr.com/. This exquisite new home is also available for sale. View photos, read the descriptive lifestyle article, and take a virtual tour at the link provided.

I look forward to meeting you at the Craven County Parade of Homes...

Craig's RealTeam is proud to showcase the exceptional homes built by these two premier builders. Stop by either of our booths and I'll also make sure you get copies of the free books and reports we are offering to our neighbors and friends this month via my website at http://www.realteamnc.com/. One of our team members will be delighted to give you a personal tour of the premier properties built by Neuse Builders and Johnson Homes and to answer any questions you may have.

New Tax Laws Make it a Good Time to Invest in Real Estate

By Craig Emmerich, GRI, Team Leader
Craig's RealTeam, Keller Williams New Bern Center

According to NAR® statistics, in 2005, second homes made up around 40 percent of all existing homes sales. About 27.7 percent were purchased for investment properties and 12.2 percent were purchased as vacation homes.

One of the reasons for the strong rise in second home purchases is changes in the tax law HR 2014, with a provision that, when you sell your home, you can keep capital gains of up to $500,000 for married filing jointly or $250,000 for single. However, in order to qualify for the windfall tax break, you must have lived in the home two out of the last five years.

During that period, you could have taken a cruise for several months out of your "two years" and still qualify. Those of us who remember well the egregious capital gains taxes of years past, are amazed that even more people have not cashed in on this windfall and used the extra tax-free money to re-invest in real estate.

As a real estate broker, I strongly advise real estate to my clients as an investment that almost always rises in value. Real estate has far less risk than many investments such as the volatile stock market, for example.

Most of you know Arnie Edgerton, the listing specialist with Craig's RealTeam. One of Arnie's areas of special expertise is real estate investments. He owns and manages commercial and residential properties here in New Bern. Of course, being Realtors®, Arnie and I are well positioned to take advantage of the best properties as they come available.

Because of our real estate training and our experience in Craven County real estate, we can determine the true market value of a property, be it commercial or residential. This is a specialized skill most homeowners do not have, and it is why it is very important that you consult a Realtor® before you buy or sell real estate.

Keever Carpenter, our buyer specialist, is trained in how to locate the exact property that would be the most "ideal" fit for your needs. Keever works daily to increase her knowledge of Craven County's available inventory of existing real property, new construction, and even pending real estate projects that are still in the planning stages. Keever can tell you what to expect in Craven County real estate for years down the road, not just the present!

Our real estate training gives us unique insight into homes or real properties that would be a "money pit" and those that would be a good investment. You have friends in the real estate industry! See Arnie Edgerton, Keever Carpenter, or myself if you are interested in purchasing a second home for an investment or as a vacation home.

We can help you avoid the pitfalls of an unwise investment. We'll use all our combined real estate knowledge, expertise, and experience to assist you in making a wise decision.

Please feel free to contact us by email or call us at 252-649-0046 or TOLL FREE at 1-888-877-367-6321.

Visit Craig's RealTeam online at our website www.realteamnc.com or www.newbern-ncrealestate.com for free information about New Bern, NC and its neighborhoods; free reports and e-books related to real estate; a free NC travel guide; a free travel guide; and search our featured real estate properties and the Craven County MLS.

Remember, Craig's RealTeam aims to be your "New Bern NC Real Estate Specialists."

If you're interested in New Bern waterfront properties as an investment or a homesite, or are thinking of relocating to New Bern NC to retire and play golf, email us and ask for our FREE RELOCATION PACKAGE.